Business Loans

Fuel your business growth with our flexible financing solutions designed for cooperative members

Our Business Loan Products

Micro Business Loan

Small loans for micro-entrepreneurs and small business owners

Quick approval
Minimal documentation
Flexible repayment
No collateral required
Interest Rate:15%
Loan Amount:৳50000 - ৳500000
Tenure:1-3 years

SME Loan

Medium-term financing for small and medium enterprises

Higher loan amounts
Business expansion support
Technical assistance
Market linkage
Interest Rate:15%
Loan Amount:৳500000 - ৳2000000
Tenure:2-5 years

Equipment Finance

Loans specifically for purchasing business equipment and machinery

Equipment as collateral
Extended repayment
Maintenance support
Upgrade options
Interest Rate:15%
Loan Amount:৳200000 - ৳1000000
Tenure:1-4 years

Loan Application Process

1
Application Submission

Submit completed loan application with all required documents

1-2 days
2
Document Verification

Our team verifies all submitted documents and information

3-5 days
3
Business Assessment

Field visit and business viability assessment

5-7 days
4
Credit Evaluation

Credit history and repayment capacity evaluation

2-3 days
5
Loan Approval

Loan committee review and final approval

2-3 days
6
Disbursement

Loan amount disbursed to your account

1-2 days

Eligibility Criteria

  • Must be a member of Jotbazar Banik Somobay Somity Ltd.
  • Age between 21-60 years
  • Minimum 2 years of business experience
  • Good credit history and repayment record
  • Stable source of income
  • Valid business registration and licenses

Required Documents

Personal Documents
  • National ID Card
  • Passport size photos
  • Address proof
  • Income certificate
Business Documents
  • Business registration
  • Trade license
  • Tax registration
  • Bank statements
Financial Documents
  • Income tax returns
  • Financial statements
  • Bank account details
  • Asset documents

Loan EMI Calculator

Success Stories

নার্গিস বেগমের দোকান
নার্গিস বেগমের দোকান

General Store

Started with a small loan and expanded to a successful general store serving the local community.

৳300,000Fully Repaid
রানা আহমেদ সুপার স্টোর
রানা আহমেদ সুপার স্টোর

Super Store

Used business loan to establish a super store with diverse products and excellent customer service.

৳500,000On Track
রোজিনা বেগম টেইলার
রোজিনা বেগম টেইলার

Tailoring Business

Expanded from a small tailoring shop to a full-service garment business with modern equipment.

৳250,000Fully Repaid

Ready to Apply for a Business Loan?

Our loan officers are here to help you every step of the way

Loan Hotline

01739-926209

Email Us

info@jbssltd.com

Schedule Meeting

Book appointment online