Terms of Service

Introduction

These Terms of Service govern your use of JBSS (Jotbazar Banik Somobay Somity Ltd.) services, website, and mobile applications. By accessing or using our services, you agree to be bound by these terms and conditions.

Last Updated: December 2024

Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Legal Agreement

You agree to be legally bound by these terms

Age Requirement

You must be at least 18 years old to use our services

Account Creation

You must provide accurate information when creating an account

Service Usage

You agree to use our services only for lawful purposes

Service Description

JBSS provides cooperative financial services including savings accounts, business loans, social development programs, and business investment opportunities.

Savings Accounts

Secure savings options with competitive interest rates

Business Loans

Financial support for business growth and development

Social Development

Community programs and social welfare initiatives

Investment Services

Business investment opportunities and guidance

Financial Advisory

Professional financial planning and consultation

Digital Banking

Online and mobile banking services

User Responsibilities

As a user of our services, you are responsible for maintaining the security of your account and complying with all applicable laws and regulations.

Account Security

Maintain the confidentiality of your login credentials

Accurate Information

Provide truthful and up-to-date information

Compliance

Follow all applicable laws and regulations

Service Usage

Use services only for intended purposes

Prohibited Activities

The following activities are strictly prohibited when using our services:

Fraudulent Activities

Any form of fraud, deception, or misrepresentation

Illegal Transactions

Activities that violate laws or regulations

Unauthorized Access

Attempting to access accounts without permission

Service Abuse

Using services in ways that harm our systems

Intellectual Property

All content, trademarks, logos, and intellectual property on our platform are owned by JBSS and are protected by copyright and other intellectual property laws.

Copyright

All content is protected by copyright laws

Trademarks

JBSS logos and brand names are protected

Trade Secrets

Confidential business information is protected

Limitation of Liability

JBSS shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Direct Damages

Limited to the amount paid for services

Indirect Damages

No liability for consequential losses

Termination

We may terminate or suspend your access to our services at any time, with or without cause, with or without notice, effective immediately.

Terms Violation

Breach of these terms and conditions

Illegal Activity

Engagement in unlawful activities

Contact Us

If you have any questions about these Terms of Service, please contact us:

info@jbssltd.com

+88 01739-926209

+88 01712-803989

Jotbazar, Manda, Naogaon

Mon-Fri: 9:00 AM - 6:00 PM